6 Best Student Travel Insurance Plans

As the name suggests, travel insurance is a type of insurance that provides coverage for damage and losses that happen during a travel window. Travel insurance is helpful for both international and domestic flights. Travel insurance is helpful, whether on a short trip home or on your world tour vacation, since travel-related damages and losses often happen. Along with losses, travel insurance also covers a wide range of other expenses and helps you financially recover from them. 

So, how does travel insurance work? Some of the best student travel insurance can be purchased online or directly from a trip booking agency. You can buy insurance shortly after booking your flight tickets and lodging. You should book everything, including transportation bookings, before buying insurance to get full coverage. 

Travel insurance is essential for international students studying abroad since these are the best options for holistic coverage. Since you are outside your home country, the best student travel insurance will cover your luggage, stay, personal belongings, personal liabilities, health, identity theft, and much more!

What Does Student Travel Insurance Cover?

A significant factor that makes travel insurance so important is its wide coverage. You can buy travel insurance right after booking your flight tickets. Travel insurance isn't just for broken and lost goods or stolen luggage. The best student travel insurance plans can be way more helpful than that. Here’s what is covered by the best student travel insurance plans: 

1. Cancellation and Interruption Coverage 

Financial coverage if your trip is cancelled or delayed. It also covers any interruptions, i.e. if your trip is cut short for some reason. The coverage includes claims for legal obligations, death in the family, illness, business conflicts, bankruptcy and weather issues. 

2. Luggage Damage and Loss

Covers theft, loss and damage to your belongings and luggage. It includes your cabin luggage as well as shipped luggage. Most plans even include covering a quick shopping trip for replacements. 

3. Rental Coverage

When your booked rental or accommodation is not usable for reasons like displaced keys or unsanitary and unsafe living conditions, you can also claim if your accommodation differs from what was advertised. Thus, you are forced to book a new place. 

4. Airport Pickup Coverage

In case of a cancelled airport pickup booking or a delayed one, your travel insurance also covers your additional cab pickup charges. 

5. Travel Health Coverage

Often, people fall sick during their travels. In such cases, your travel insurance can cover your treatment and prescriptions. Health coverage, like other coverages, is international and thus can be claimed no matter where you are. 

6. Accidental Death and Dismemberment Coverage

This can be claimed in case of accidental death or serious injury during travel. The person’s immediate family can make a claim if death is involved.  

Best Student Travel Insurance Plans

Travel insurance is only effective when it is bought from a credible provider. Choosing the right provider is essential to ensure full coverage and fulfilling your needs. If you are a student looking for only the best student travel insurance plans, here is our list of the best plans to choose from: 

1. TATA AIG Student Travel Insurance 

One of the absolute best student travel insurance plans available in 2023, TATA AIG student travel insurance is known to be a reliable and affordable insurance plan. 
Coverage:

• Luggage loss and damage
• Study disruptions
• Medical coverage 
• Hijack coverage

The X factor:

Reputable brand

2. VisitorsCoverage

VisitorsCoverage offers another one of the most popular and best student travel insurance plans with low premiums and many benefits that add to your insurance coverage. 
Coverage:

• Stolen luggage
• Sudden sickness
• COVID coverage
• Surgery coverage

The X factor:

Reliable paramedic

3. Seven Corners 

The student travel insurance plan offered by Seven Corners is considered one of the best because of its robust, superior coverage. 
Coverage:

• Luggage delay and loss
• Travel delay
• Bad weather coverage
• Sports equipment coverage

The X factor:

Unique coverages

4. Travel Insured International 

Designed to be the best student travel insurance plan for international travellers and students staying abroad for their academics, Travel Insured International offers a plethora of benefits. 
Coverage:

• Emergency evacuation
• Natural disaster coverage
• Flight delay coverage
• Medical coverage

The X factor:

Emergency ready

5. Travel Safe 

As a provider of one of the best student travel insurance, Travel Safe promises its insurance holders reliability and easy financial recovery.
Coverage:

• Emergency financial recovery
• ‘Cancel for any reason’ plan
• Bad weather coverage
• Flight delay coverage

The X factor:

Value for money

6. World Trips

If you are looking for one of the best student travel insurances that fits your needs in a tailored fashion, World Trips is your match made in heaven!
Coverage:

• Medical coverage
• Flight delay coverage
• Missed connecting flight coverage
• Customisable plans

The X factor:

Customer-centric

Benefits of Student Travel Insurance

The advantages of travel insurance extend beyond just financial coverage. We've listed some key benefits below talking about the importance of opting for travel insurance for students.

1. Ease of Adaptation

Insurance support enables students to adapt to unforeseen changes, reassuring them that they have a safety net that enriches their travel experience.

2. Nurturing Resilience

With travel insurance as an emotional shield, students can transform setbacks into lessons and adversities into growth opportunities.

3. Global Coverage

International coverage is an integral part of travel insurance, making sure students are protected if they're studying abroad or globetrotting.

4. Uninterrupted learning

Unexpected challenges are easily tackled with travel insurance, ensuring continuous learning for students without the fear of financial setbacks.

5. Lifelong Memories

Travel insurance allows students to enjoy each moment unhindered by the worries of potential mishaps, ensuring they create lasting memories.

These benefits, in total, make a student's travel experience a safe and secure one, providing them with the support and assistance they need during their academic pursuits.

Not just short-time travellers and vacationers but international students can benefit from the best student travel insurance plans easily. These insurance plans are easy to buy before your trip and are pretty affordable. However, the coverage that travel insurance can offer is massive and, thus, helpful in distress and emergencies. Choosing the right insurance plan is the first step to making the most of your insurance coverage. We hope this blog and the comprehensive list help you out!